By conducting a financial pulse check, we are able to structure a workable financing solution based on your business needs
Vinci Capital are an atypical financing solutions company known to many who have benefitted from our services as “a platform with amazing ideas, strong connections and incredible methods of grinding out solutions”.
Our Services are precisely designed to help SMEs from different industries all over the country to have easier access to, and enjoy a much greater success rate of securing financing facilities of various forms – all done with ease and trouble-free. Our team is extremely motivated to really help our clients grow from strength to strength.
At Vinci Capital, our strength lies in our deep and far-reaching connections, in-house credit appraisal system, and most importantly every solution we tailor-made for a client is a progeny of careful evaluation of each client’s circumstance and meticulous background analysis. This approach ensures a noteworthy success rate of over 90%, and thus is key to us being able to stand out from other financial services companies.
Our services that come in a broad spectrum have become vitally essential to SME owners to optimize productivity, open up new avenues, and an impetus to greater business achievements. It is our goal to help clients grow with streamlined financial support, and that is what motivates us each and every day. Place your trust in us and let us show you the way. At Vinci Capital, there is always light at the end of the tunnel.
Imagine this: You have a new large-scale project that require funds urgently. However, your SME loan application did not go through. You will either have to postpone this project or miss the opportunity. In the meantime, once your application is rejected, you might not be able to resubmit the application within the next 6 months. The most typical reasons why commercial loan applications are rejected are:
• Approached banks which does not favour such industry
• Business owner’s personal credit profile
• Limits to financing with existing banks
• High gearing, business turnover is declining over the years
There is no definite answer to this as different banks have varying credit criteria and risk appetite. There are so many banks providing SME loan in Malaysia. However, some banks avoid certain industries whereas other banks might welcome these same industries. Most business owners are not aware which banks are more suitable for their business profile and could waste precious time approaching banks that are not the right fit. Aside from the mainstream services granted by the banks, there are also alternative financing solutions for SME business owners.
With our familiarity with the credit criteria of these financing institutions, we definitely can help you to identify the most suitable finance solution for your business profile to enhance the chances of getting loan approvals at the best terms.
