SME Business Loans

Small Business Financing

Comprehensive small business loan solutions to meet the financial needs of any and every business.

Your Business. Our Priority.

Comprehensive financial & banking facilities designed for any, and every, business.

Tailored for small enterprises, these SME Business loans are crafted to assist in fulfilling your company’s requirements, empowering it to achieve its utmost potential.

Crafted exclusively for SMEs, our specialized SME business loans are meticulously designed to meet the unique needs of small and medium enterprises. Vinci Capital is dedicated to empowering SMEs for optimal growth, innovation, and sustained success through our tailored financial solutions. Explore our SME business loans with flexible terms and competitive rates, strategically crafted to enhance your online presence and position your enterprise for success in the dynamic business landscape. Unlock the potential of your SME with Vinci Capital’s financial support.

Digital SME Express Financing

For businesses at least 1 year in operations and RM300,000 in annual sales.

Collateral free financing of up to RM500,000
Up to 7 years to repay
From BLR+3% p.a. (T&Cs apply)
Simplified process and fast access to funds within days*
Apply with only 2 documents

*Terms and conditions apply

Digital SME Cash Flow Financing

For businesses at least 2 years in operations and RM300,000 in annual sales.

Collateral free financing of RM201,000 up to RM1,000,000
Up to 7 years to repay
From BLR+1% p.a. (T&Cs apply)
Simplified process and fast access to funds within days*
Apply with only 2 documents

*Terms and conditions apply

SME Multi-Trades Financing

For business at least 3 years in operations and RM10 million in annual sales.

Collateral free financing up to RM5 million.
Affordable rate is as low as 5% per annum.
Available in Banker Acceptance , Invoice Financing, Letter of Credit and etc.

*Terms and conditions apply

SME Business Premises Financing

For business at least 3 years in operations

Financial commercial properties or refinancing existing properties.
High financing margin up to 208%.
Up to 25 years to repay.
Affordable rate as low as BLR- 2.4% per annum.
Available in Term Loan and Overdraft, Multi- Trade Lines.

*Terms and conditions apply

Bridging Loan

For businesses at least 3 years in operations

We offer bridging loan/facility which helps to bridge cashflow issues. A bridging loan helps to bridge developers’ cashflow during construction and pending receipt of sales proceeds from end-purchasers and their end-financiers. This is to ensure the continuation of the development project until completion.

*Terms and conditions apply

Get the Right Business Finance Solution with Us now!

Bridging Loan

We offer bridging loan/facility which helps to bridge cashflow issues. A bridging loan helps to bridge developers' cashflow during construction and pending receipt of sales proceeds from end-purchasers and their end-financiers. This is to ensure the continuation of the development project until completion.

In House Professional Team

Vinci Capital Consultants are supported by a complete in-house professional team that encompasses Auditors, Lawyers and ex-SME bankers.

Efficient Assessment & Disbursement

Time is the essence, we provide effective solutions with the shortest time frame possible.

Lower Interest, Higher Loan Amount

Assistance and advice are concocted according to the result of our professional assessments pertaining to each company, all to lead you to the right platform for the best package.

Repackage Company Profile

Our professional team understands platforms’ needs, we provide advice to guide you towards the platforms’ standards.

Tight Security for Confidentiality

In a team composed of professionals, we uphold the importance of confidentiality. All to ensure your data with us are safe.

SME Business Loans

Small Business Financing

Comprehensive small business loan solutions to meet the financial needs of any and every business.

Your Business. Our Priority.

Tailored for small enterprises, these SME Business loans are crafted to assist in fulfilling your company’s requirements, empowering it to achieve its utmost potential.

Digital SME Express Financing

For businesses at least 1 year in operations and RM300,000 in annual sales.

Collateral free financing of up to RM500,000

Up to 7 years to repay

From BLR+3% p.a. (T&Cs apply)

Simplified process and fast access to funds within days*

Apply with only 2 documents

Digital SME Cash Flow Financing

For businesses at least 2 years in operations and RM300,000 in annual sales.

Collateral free financing of RM201,000 up to RM1,000,000

Up to 7 years to repay

From BLR+1% p.a. (T&Cs apply)

Simplified process and fast access to funds within days*

Apply with only 2 documents

SME Multi-Trades Financing

For business at least 3 years in operations and RM10 million in annual sales.

Collateral free financing up to RM5 million.

Affordable rate is as low as 5% per annum.

Available in Banker Acceptance , Invoice Financing, Letter of Credit and etc.

SME Business Premises Financing

For business at least 3 years in operations

Financial commercial properties or refinancing existing properties.

High financing margin up to 208%.

Up to 25 years to repay.

Affordable rate as low as BLR- 2.4% per annum.

Available in Term Loan and Overdraft, Multi- Trade Lines.

Bridging Loan

For businesses at least 3 years in operations

Get the Right Business Finance Solution with Us now!

Bridging Loan

In House Professional Team

Efficient Assessment & Disbursement

Lower Interest, Higher Loan Amount

Repackage Company Profile

Tight Security for Confidentiality

VINCI CAPITAL CERTIFIED AS THE IAQ INTERNATIONAL SERVICE QUALITY STANDARD CERTIFICATION